Investments You’ve made investments your whole life. Work with us to help make the most of them. Share | Related Content Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. Career With a Special Needs Child Women and the life-work juggling act. Retirement Planning With Your Special Needs Child in Mind Having a special needs child adds another layer of complexity to retirement planning. A special needs trust may help.